Finance

Generally, a mortgage requires a down payment of 5% or above, of the total purchase price. However, if the buyer is unable to pay a down payment of at least 20% of the total purchase price, they will be...

With global warming rapidly becoming a bigger issue and the realisation that fossil fuels will one day run out, people are looking for alternative energy solutions. More and more people are beginning to see that solar panels could be...

Financial literacy was once an underrated skill, but now, both the young and the adults scour the earth for tips, principles, and lessons to help them develop it. The self-sufficiency it brings in attaining financial stability and freedom is...

The question "Are you financially ready for a baby?" is something that has to be taken seriously. Babies are indeed cute, adorable, and cuddly, and the moment you lay eyes on them, you can feel a sense of love...

There’s no right or wrong time to invest. May it be at the age of 15 or 60, it is always good to make sure you are financially secure. Having this kind of sense of security at any age,...

A lot of people want to start saving money for the future, but they don’t know how. It seems difficult, especially when there are unexpected expenses and things you don’t want to miss out on, but it doesn’t have...

You don’t have to win the lottery or take the risk of handling dubious business transactions just to be financially wealthy. Reaching your goal of becoming rich is actually possible as long as you discipline yourself in following the...

Maybe you’ve tried getting inside a store and found the item you were exactly searching for. Then, you realized that you couldn’t afford it, so you just walk away. In reality, you actually have a chance of walking away...

Everyone knows that grocery shopping is expensive, but unfortunately, it is something that everyone must do. If you walk into a store without a plan of action, you will most likely leave with a bunch of items you hadn’t...

They say that money cannot buy happiness, but that is not always true. Money buys opportunities, such as access to education, travel, and other experiences. Having enough money can also help you save a lot of stress because of...